Lifestyle Income Strategies
Contact Us:
(858) 336-4999
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Merchant Lending Income Programs

Consider a merchant lending program that offers a competitive return to grow your funds and create  income for immediate or future needs.   Speak with our financial experts today to find the best options for your financial goals

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What is a Merchant Lending Program?

Merchant Lending programs (also known as Commercial Lending programs) are contractually-executed, relatively low-risk financial products.  The lender (usually, an individual) loans funds to a merchant which has been highly vetted by our real estate team.  That money is used by the merchant as capital to invest in their business or business property.  These are very short-term loans with a maturity date of four years to six years depending upon the program and strategy.

The lender will sign a short-term loan agreement with terms which will offer a competitive interest rate which is stated as a fixed interest amount for the time period.  Our programs offer either deferred growth of the interest (paid at the end of the loan term) or the ability to take quarterly interest distribution payments.   Each loan is backed up by an asset-backed agreement which is collateralized by the associated property of the merchant.

Attributes of Merchant Lending

  • Uncorrelated to Stock Market
  • Disciplined Approach
  • Asset Backed and Collateralized
  • Active Management & Monitoring
  • Active Risk Management Features
  • Fixed and Contractual Rate of Return
  • May Protect Against Volatility in the Stock or Bond Market

Current Business Listings

Please contact our office for our current inventory of business listings programs as outlined below.  
​​
  • 60 Month – Growth Option (45%) – 9% Annualized Return – Interest & Principal Paid at End Of Term
  • 60 Month – Income Option (40%) – 8% Annualized Return – Interest Paid at End of Each Year / Principal at End of Term
 
Contact us to learn more about the right Merchant Lending program for you.

Contact Us About
Financial Planning:

(858) 336-4999
​333 City Blvd. West
Suite 1700
​Orange, CA 92868​
Click Here to Email Us

Licensed in California, Arizona, Arkansas, Mississippi, New Jersey, Alabama, and New Mexico

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Contact Us

Lifestyle Income Strategies
333 City Blvd. West
Suite 1700
​Orange, CA 92868
(858) 336-4999
​​Click Here to Email Us

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